Here's what I came up with (and DH is willing to try):
Apply tax refund to 1) the rest of this year's tuition, and then 2) next year's tuition up to Feburary (when we will then receive next year's refund).
Doing this will free up what we currently pay for tuition each month for us to use. I plan to put half of that into savings each month and use the other half to allow us to loosen our belts some. I THINK this can work!!!